Frequently Asked Questions
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Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Juan Salas, Sr. Mortgage Loan Officer at NEXA Lending. NMLS #1088236. Call (973) 704-3494.
Juan Salas is a Sr. Mortgage Loan Officer at NEXA Lending (NMLS #1088236). Expert mortgage loan originator in Colorado and 4 more states helping first-time buyers, refinancing, and home purchases. Licensed #1088236.
Juan Salas is licensed to provide mortgage services in Colorado, Florida, Georgia, Tennessee, and Texas.
Juan Salas offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Colorado, Florida, Georgia, Tennessee, and Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (973) 704-3494 and email jsalas@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Juan Salas's NMLS license number is 1088236. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Juan Salas will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.